What is the Home Repair Initiative?
Benton Habitat for Humanity believes in simple, decent, and affordable homes for everyone in our community. To reach our goal, we are offering homeowners the ability to make essential home repairs through a Habitat partnership. This initiative is part of a national movement to improve quality of life for families by improving their living conditions.
How does it work?
- The homeowner fills out the HRI Application.
- Habitat staff assess the need and the project. This may include a site visit to the home to determine the extent of repairs needed.
- The homeowner meets the qualifications to be accepted.
- Habitat staff and volunteers plan and carry out the repair.
- The homeowner pays back the cost of the repair with a zero-interest loan.
What are the qualifications?
To qualify for an HRI project, the applicant must:
- Be living in a single-family home
- Own the home or be current on the mortgage
- Be current on property taxes and homeowners insurance
- Be able to afford monthly payments, repaying the cost of the repair
- Need a repair that will not pose any safety risk to volunteers
- Be willing to volunteer on the project, or volunteer in other ways for Habitat
- Have a family income that falls within 20% to 60% of the area’s median income
Any application can be disqualified if any of the above criteria are not met. If the applicant’s situation changes, they are welcome to reapply. There is no time limit for reapplying.
Note: There are exceptions to the above qualifications if the applicant is a senior or disabled. Also, if an applicant’s income level falls below 20% of the area’s median income, please ask about other resources that may be available.
To get started, complete the linked HRI Application and submit it to Benton Habitat for Humanity. For questions, please call (541) 752-3354 Ext. 300, or contact our Family Services Coordinator at firstname.lastname@example.org